Analysis of Mudharabah Financing to the Level of Profitability
at Bank Syariah Mandiri

Analysis of Mudharabah Financing to the Level of Profitability
at Bank Syariah Mandiri

Mudharabah Financing, Profitability

This study aims to determine the productivity of mudharabah financing measured from total financing and to determine the effect of mudharabah financing on the level of profitability at PT. Bank Syariah Mandiri. This study uses quantitative data in the form of financial statements for the period 2016-2018. The data analysis technique used uses simple linear regression analysis by performing a classic assumption test first. Hypothesis testing is done using t test and Rsquare determinant coefficient with a significance level of 5%. Data processing in this study uses SPSS.
The results of the Regression equation indicate that mudharabah financing has a negative effect on the level of profitability. Based on the testing of t test hypotheses there is a significant influence between mudharabah financing on the level of profitability. The results of R square show that the profit margin is explained by the mudharabah financing factor and is influenced by other factors not examined.

Universitas Muhammadiyah Bengkulu

Nurman Jaya, Ima Andriyani

Universitas Muhammadiyah Bengkulu

2019/02/14

Nurman Jaya, Ima Andriyani
Doctoral Program in Management Science, University of Bengkulu, Indonesia